Ramsey, Dave creator text Nelson Books 2013 monographic This book is about 'renewing your mind', using God's ways of handling money to be 'transformed' (made over). It's a plan to stop being 'conformed' to the ways of the world and as ridiculously broke as the rest of our culture. Design a surefire plan for paying off all debt - cars, houses, everything. Recognize the 10 most dangerous money myths. Secure a big, fat next egg for emergencies and retirement!